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HeirVault
Use case · Family allowances

Send what you mean to send.Every month, for as long as you choose.

Standing orders to your kids, your parents, your partner. Automated, on your rules, fully under your control. Inheritance is built in, when the time comes.

The transfer you keep meaning to set up

Most of life isn't about inheritance. It's about the transfer you've been meaning to set up for your daughter at university. The monthly top-up to your parents who retired last year. The agreed buyback you owe a former co-founder. The allowance to a younger sibling you've been quietly supporting for a decade.

HeirVault calls these standing orders. The smart contract calls them drips. Your bank, if it could do this with crypto, would call them recurring transfers. Behavior is the same. Now you can do it without giving anyone your keys, without trusting a custodian, and without losing a recipient to a country your wires can't reach.

What it looks like in practice

You decide:

  • Who receives. A wallet address, on any of nine chains.
  • How much per period. A fixed amount in any token your vault holds.
  • How often. Anything from once a day to once a year.
  • For how long. A fixed end date, or open-ended.

The recipient doesn't need a HeirVault account. They never see your wallet. They claim what's available to them whenever they want. If life changes, you pause, edit, or cancel any time. Instantly.

"We've been topping up my mother's living costs for years. Western Union charges fees. PayPal sends a notification every time, which she finds embarrassing. The vault just does it."
Engineer, Berlin

Three ways families use this

1. The university allowance

Your child starts at university. Instead of a single transfer at the beginning of each term (and the worry that it'll run out before the holidays), you set $2,000 per month for four years. They get a steady, predictable allowance. You can pause it if anything goes wrong. The standing order ends on its own when the four years are up.

2. Cross-border family support

Your parents live in another country. Wires are slow, expensive, and occasionally bounce on a local bank holiday. You set $1,500 per month into their wallet. They convert to local currency on their schedule, not yours. No bank decides what's allowed.

3. The trust-fund-like outcome, without a trust

You don't want your child to receive a single lump sum on the day you're gone. You want a steady $10,000 per month for ten years instead. HeirVault lets you write exactly that rule, and have it execute automatically when the time comes, without lawyers, trustees, or anyone able to override the terms.

Why it's different from a recurring bank transfer

  • No custodian. The funds sit in your vault. Nobody else holds them, not even temporarily.
  • No counterparty risk. The transfer schedule lives on the blockchain. It runs whether or not HeirVault, your bank, or any service is online.
  • No remittance fees. The recipient pays a tiny network fee to claim. That's it.
  • Inheritance built in. The same vault that pays the allowance today will, when the time comes, pass the rest to the people you've named. One plan. One vault.

What you control, and what you don't

You can change, pause, or cancel any standing order any time. The recipient cannot accelerate the schedule, cannot claim more than what has been released, cannot change the rules. The only one who can rewrite the plan is you.

If you ever want to stop everything in a single move (say, in a recovery scenario), there's a single transaction that cancels all standing orders for the vault at once. We tested it.

Limits worth knowing

  • Up to 10 schedules per recipient.
  • Periods between 1 day and 365 days.
  • Available on all seven EVM chains today; Bitcoin, Tron, and Solana follow the same model with chain-specific mechanics.
  • Included in Premium plans.

Ready to set this up?

Set up takes about 10 minutes from your wallet. Or book a 30-minute concierge call and we'll walk you through it. We never see your keys.